Create a budget. Enter your income and expenses into a worksheet so all of your finances are in one place. You can create one on your own or use any number of pre-existing sources like the budget planner available on moneyadviceservice.org.uk. If your expenses are greater than your income, you could search for helpful tips online on how to cut back and take control of your finances.
Review your budget each month. Try your best to stick to it. Sometimes what’s worrying you can be looming expenses related to special occasions, like weddings, holidays and anniversaries. Reviewing your budget every month can help you better plan for these bigger events and you’ll feel more in control as you get closer to your personal savings goals.